Steve Keating

Steve KeatingSteve is Founder and Principal of Penbridge Advisors. He provides strategic advice to defined benefit plan sponsors, advisory firms, insurance companies and asset managers. Most recently, Steve designed and launched the first industrywide DB expense survey, allowing Penbridge to provide benchmarking and vendor search services to plan sponsors. In 2014, Steve served as an annuity market expert to the Motorola Solutions’ Annuity Committee, supporting the fiduciary oversight of the company’s $3.1 billion annuity buyout transaction. In 2013, Steve testified at the hearing before the ERISA Advisory Council on “Private Sector Pension De-risking and Participant Protections.” Steve designed and launched the industry’s first PRT database, currently used by more than 380 plan sponsors and advisory firms. Previously, Steve was Founder and Managing Director of CAMRADATA Analytical Services’ PRT business which was acquired by Penbridge at year-end 2012. Prior to joining CAMRADATA, Steve was a Director at Lazard where he was the founding member of the firm’s Pension Solutions Group. There he advised plan sponsors on corporate pension risk and risk transfer solutions. Steve also served as a Senior Consultant at Hewitt Associates in both the US and UK where he helped build Hewitt’s multinational pension risk management practice. He has 20 years of corporate finance, pension consulting and asset management experience, having previously worked in the Engineering profession for 3 years. He obtained his BS from Syracuse University.

Brad Howard FSA, EA

Brad HowardBrad is a Senior Consultant at Penbridge Advisors providing technical and strategic consulting services to Penbridge’s clients. Brad is a recognized leader in benefit and pension risk management. He has nearly two decades of experience consulting with retirement plan sponsors and insurance providers. Brad routinely advises CFOs, CHROs, and Market Innovation functions regarding a wide array of human capital and related finance matters. He has developed extensive experience in risk management and benefit plan termination and is experienced in addressing the full range of risk mitigation issues associated with contractual, actuarial, legal, financial, economic and accounting considerations. Brad is an independent consultant who previously led EY’s US pension risk practice and led Deloitte’s Pension Risk Transfer Advisory Services. He was the primary author of a 2014 study on the US pension risk transfer market commissioned by the Society of Actuaries.